Terms of Service

Effective Date: 2-27-26

Welcome to MyWholeLifePlan.com (“we,” “us,” or “our”). By accessing or using this website, you agree to the following Terms of Service.

If you do not agree with these terms, please do not use this website.

1. Website Purpose

MyWholeLifePlan.com provides information about life insurance and final expense coverage options and connects consumers with licensed insurance agents.

We do not directly issue insurance policies. All coverage is subject to approval by licensed insurance carriers.

2. No Guarantee of Coverage

Submitting your information does not guarantee:

• Approval for insurance coverage

• Specific rates

• Policy issuance

All insurance policies are subject to underwriting guidelines and carrier approval.

Rates and availability vary by state, age, and health.

3. Not a Government Agency

MyWholeLifePlan.com is a privately owned website and is not affiliated with or endorsed by any federal, state, or local government agency.

4. Licensed Agent Contact

By submitting your information, you agree to be contacted by a licensed insurance agent regarding your insurance inquiry.

You understand that:

• Communication may occur via phone call, SMS, or email

• Calls may be recorded for quality assurance

• Communication is related to your insurance request

5. SMS & Communication Consent

By providing your phone number and checking the consent box, you agree to receive calls and text messages regarding your insurance inquiry.

• Message frequency varies

• Message and data rates may apply

• Reply STOP to opt out

• Reply HELP for assistance

• Consent is not a condition of purchase

You may withdraw consent at any time.

6. Accuracy of Information

You agree to provide accurate and truthful information when submitting forms on this website.

Providing false or misleading information may affect insurance eligibility and coverage approval.

7. Limitation of Liability

MyWholeLifePlan.com is not responsible for:

• Insurance underwriting decisions

• Carrier pricing changes

• Policy approval or denial

• Errors or interruptions in website service

Use of this website is at your own risk.

8. Intellectual Property

All website content, including text, graphics, logos, and design elements, is the property of MyWholeLifePlan.com and may not be copied or distributed without permission.

9. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time. Updates will be reflected by revising the Effective Date above.

Continued use of the website constitutes acceptance of any changes.

10. Contact Information

If you have questions about these Terms of Service, contact:

Business Name: The Shier Group LLC]

Email: [email protected]

Phone: 810-531-0262